Everyday money.
Meaningful progress.
Financial tools should feel easier to understand — and easier to use. Meet Worta, a digital platform by Prospera Finance.
Made for everyday progress
More clarity for your next money decision.
Worta is Prospera Finance Limited's digital platform for everyday money, savings, deposit enquiries, loan requests and POS services, subject to eligibility and availability.
We bring product information and practical tools into one place, so individuals and businesses can understand their options and choose their next step with clearer terms.
Our mission
Make financial tools easier to access, understand, and use.
Our vision
Help individuals and businesses turn everyday financial choices into progress towards their goals.
Clear terms, before you commit
Understand the conditions, charges and timing of a product before deciding whether it is right for you.
People behind the platform
Our team helps you understand product choices and follows up on enquiries, loan requests and support issues.
Choices around your goals
Explore flexible savings, defined-term plans and team-assisted arrangements, with different conditions for different needs.
Responsible access
Services depend on eligibility, verification and availability. We explain applicable requirements rather than promise an outcome.
How Worta works
One platform.
Clear responsibilities.
Worta is a digital platform operated by Prospera Finance Limited. Banking services provided by Loma Microfinance Bank Limited.
Worta is not a bank.
Operated by Prospera Finance
Prospera Finance Limited, RC 8801613, operates Worta and supports its product enquiries and team-assisted arrangements.
Banking services and technology
Fintava is Loma's technology arm, supporting the technology used to deliver the banking services available through Worta.
Different products, different arrangements
Deposits held with Loma Microfinance Bank Limited are distinct from funds managed under Prospera Finance Limited's own arrangements. The provider and applicable terms of each product will be explained before you commit. Loma does not manage or guarantee every Worta product or return.
Our banking partner
Banking services provided by
Loma Microfinance Bank Limited.
Fintava is Loma's technology arm, supporting the technology used to deliver the banking services available through Worta.
Deposits held with Loma are distinct from funds managed under Prospera Finance's own arrangements.
Explore your options
A plan for your next step.
Choose the approach that suits your goals and timeline. Availability and eligibility apply; review the terms for your chosen product.
SmartSave
Set money aside for a defined period, with the flexibility to add more funds.
Pro-Savings
Build your savings at your own pace, adding money whenever it suits you.
Target Plus
Set money aside towards a specific financial goal.
Deposit
Place a defined amount for an agreed period, with the applicable rate and payout terms explained before you commit.
Fixed Income Plus
Explore a longer-term placement with support from the Prospera Finance team.
Wealth Mandate
Speak with the Prospera Finance team about a tailored arrangement for larger amounts.
The applicable amount, duration, rate, charges and payout conditions will be provided before you commit funds.
An enquiry does not create or fund a product.
Let's talk about your next step.
Explore the platform or ask our team a question about Worta and the options available to you.